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Credit Protection – Not Always Such A Good Deal |
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By Clinard Insurance on
6/30/2009 9:31 AM
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With all the job uncertainty out there, credit card companies are selling more of their “credit protection insurance” to cardholders. The big sell these days is that your card payments will be made if you are out of work. Sounds great, until you read the fine print.
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Product Recalls – How Can You Keep Up? |
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By Clinard Insurance on
6/5/2009 9:44 AM
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The Consumer Product Safety Commission will point to the growing number of product recalls and tell you that their system of oversight is working. But consumer compliance with recalls is often as low as 15%. Are people just not getting the message? Is it just too much of a hassle? How can you keep up with it all?
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Tips For Making Your Cell Phone Battery Last |
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By Clinard Insurance on
5/27/2009 10:27 AM
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Every time you get a new phone you find more and more features crammed into this tiny device. For the most part, this is a good thing, except that these features are a drain on your phone’s battery and the battery technology has not kept up with the increase features. So what do you do when you need to conserve your phone battery because you are away from home or away from your charger?
Here are some tips and tricks that might help you make your phone battery last a bit longer when you need it the most.
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You Just Erased Your Memory Card – Relax, All Is Not Lost |
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By Clinard Insurance on
5/14/2009 4:37 PM
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Uh Oh, I just accidentally erased my photos on my memory card. I had this experience recently and I want you to know that you can probably still recover your photos. In my case my wife and I had driven over to my daughter’s friend’s house where 7 teenage couples were gathered in full evening dress for their prom. An entire row of parents stood in front of the kids for 15 minutes cameras clicking and flashes going off. If you have had teenagers you probably know the ritual. So wiping out these photos is pretty bad. You’re not going to get those teenage boys to dress up in suits and stand in front of the camera again for you. But if you know what to do and in the right order, you can usually recover your lost photos.
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Coupon Clipping Is Going High Tech, Forget About Scissors |
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By Clinard Insurance on
5/12/2009 10:31 AM
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With the recession in full swing, most of us are looking for ways to save a little money. And one of the old tried and true methods, coupons, is getting a real makeover.
These days you can scour the internet for coupons before you go shopping and print them out on your printer, or better yet, have them added to your grocery store shopping card or your smart phone.
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How To Avoid Unnecessary Bank Fees. |
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By Clinard Insurance on
5/1/2009 9:42 AM
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With the current economic crisis in which we now find ourselves, look for your local bank to be increasing fees for services. In fact, I recently spoke with a banker friend of mine and he said that with the new FDIC insured deposit limit being increased to $250,000, the banks’ costs of that insurance will nearly double. The only way for them to get that money back is to increase their fees. With that in mind, here are a few tips to help you avoid some of these fees.
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Hey, does the air bag in this thing work? |
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By Clinard Insurance on
4/29/2009 8:44 AM
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If you’ve ever shopped for a used car you are probably a pretty savvy buyer after the experience was over. But did you check the air bag? It turns out that airbags are a quick and easy part for thieves to remove from the car. And since few buyers think to check for this part, most get away scott free.
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