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How do the general liability and workers compensation classification codes affect how much I pay for those policies?

Class codes on your workers compensation and general liability insurance policies help the insurance company define the type of work that you do.  This allows them to better establish a rate that is appropriate for you.  By studying your class codes and working with an experienced agent, you may find that you can reclassify some of your work and cut your general liability insurance and workers compensation insurance rates signficantly.