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North Carolina Garage Insurance from Clinard Insurance

Garage Insurance, or automotive repair insurance, for an auto repair shop or a body repair shop is an important part of any garage owner’s insurance program. Auto shop insurance or body repair insurance needs can be broken down into several distinct coverage groups, including garage liability insurance, garage keepers insurance, workers compensation insurance as well as property and tools insurance coverage.

Garage Liability Insurance – This coverage provides the auto shop or body shop owner with liability protection for their premises as well as liability protection for the work performed at the auto repair shop or the body shop itself. In addition, this coverage includes liability insurance protection for the auto shop while an employee of the auto shop is test driving a customer vehicle.

Garage Keepers Insurance – This coverage is an important part of any auto shop insurance program or body repair insurance program. This coverage provides protection to the auto repair shop or the body shop itself for collision or comprehensive damages to customer vehicles in the care of the garage itelf.

The garage insurance policy can be packaged with property insurance to provide protection for the auto shop building and contents, including employee tools. Every garage repair and body shop owner should also carefully consider workers compensation insurance for their garage operations.

The garage insurance policy is an unusual policy and few agents understand it well. For that reason it is very important that when you are searching for auto shop insurance quotes, or body repair insurance quotes, you make sure that you deal with an agent who specializes in auto shop insurance or body shop and body repair insurance.

We specialize in auto shop insurance and body repair insurance and we will be happy to help you with all of your garage business insurance questions. Call us and fill out our free quote form today to discuss your garage insurance options!